K.R. NIDHI LIMITED- CIN: U65929KL2019PLC058095 (Incorporated on 22 May, 2019)


Gold Loan

K.R Nidhi Company provides a golden opportunity to its members for meeting their immediate needs. .

Features & Benefits- •Avail loan amount starting from Rs. 2000
• Hassle-free quick processing of loans
• No appraisal Charges
• Free Insurance Coverage on Gold
• Minimum documentation and quick disbursal
• Simplified Paperwork.
• Easy Payment options.
• Gram rate upto 80% of market value
No hidden charges

Fixed Deposits

Offering attractive Interest rates up to 12 percentage.
Assured returns for short term interest scheme, monthly interest schemes and annual interest schemes
Wide range of deposits products to choose.
Interest will credited to depositors bank account if opted
Nomination Facility available .

Recurring deposits

This is a systematic investment plan. Every month a specified amount can be deposited. Deposits can opt to pay the installments through your savings deposit accounts, FD interests, Bank Cheques, NEFT etc.Recurring deposit can be closed before maturity period. Recurring deposits is a product where members have to deposit the installment every month, to get a cumulative return on maturity.
Nomination Facility available .

Savings Deposits

Saving money habits will improve the quality of life and will help you feel better and to sleep better. K.R NIDHI LIMITED has introduced uniquely designed " Savings Account" to inbuilt the habits of saving among people. Any individual Member can open a Savings Deposit Account with their Fund with a minimum deposit of Rs. 500/-.
• Interest on Daily Products at 6% p.a.
• Interest payments at half yearly
• Minimum Balance Rs. 500/-
• No cheque facility Requirements
• Mandatory to be a member in the company
• Mandatory to complete the KYC Norms.
• Nomination facility available.

Daily Deposit

A Unique saving schemes for daily income earners
A unique savings scheme wherein, the daily income earners can deposit their surplus funds with attractive returns.
A unique savings scheme wherein, the daily income earners can park their surplus funds.
An authorized agent of the Nidhi collects the daily deposits from the customer’s doorstep.
A scheme which suits both the rich and poor alike.
An ideal product for those who are into business/self-employment.
Premature closure with applicable penal cuts possible
Loan facility is available for Recurring deposit against the amount present in your deposit account, subject to terms and conditions with interest @ 10% .
TDS applicable as per the extant IT guidelines.
Nomination Facility available .

Loan against Deposit

We issue loans against pledged term deposit certificates issued by ourselves. A ceiling of 90% of the deposit amount can be availed as loan and the maturity date of the certificate is the due date of the loan availed.Interest is calculated at 2% above the deposit rate and the interest is on day-to-day basis.
Customers can remit interest / principal monthly / any time and may close the loan on or before the due date. Otherwise we will automatically close the loan and deposit and the dues be settled to the customer .

Property Loan

A Maximum of Rs.2 Lakhs will be sanctioned per member.The loan will be restricted to 50% of the value of the Property. The loan shall be repaid in EMI and the maximum period of repayment shall be 60 months. Rate of interest shall be decided by the Board from time to time according to market conditions and as per Nidhi Rules .